One key.
Every AI app.
Your preferences, policies, and balances come with you.
The key is the settings page that finally leaves the app.
UNIVERSAL KEY
•••• •••• 8A2F
Balance
$1,142.68
ZDR
On
Monthly cap
$6,500
Apps
7
The actual product
A portable user config.
A Universal Key is not just an API token with a balance. It is one source of truth for the decisions you already made.
The app either honors the key or the request doesn’t run. Defaults don’t get to quietly win.
The onboarding tax
Never start from zero.
Every new tool taxes you the same way. The setup does not compound—it resets.
Config lives on the key.
Open a new chat app, coder, or research tool and it already has the non-negotiables.
First prompt is not a setup wizard.
Policy as a gate
Policy travels. Apps don’t get a vote.
ZDR is not a nice-to-have buried in a provider dashboard. It is a rule on the key.
Never train on my data
Show me usage and logs
Monthly cap $100
Block unknown markup
Max app markup 20%
My Rules
Zero data retentionRequired
TrainingNever
Monthly spend cap$100
Unknown markupBlock
Max app markup20%
This request was refused.
Researchly requires a provider that retains prompts for 30 days. Your rule: Zero data retention only.
Fail closed. Every time.
Live balance
$1,142.68
One balance
Prefs without money still strand you.
Perfect privacy settings do not help if every app has its own credits tab. Compatible apps draw from one live balance—no stacked seats and no leftover $11.40 in a tool you used twice.
Balance is infrastructure. The key is still you, already set up.
One source of truth
One ledger.
Every call in one place: app, model, your cost, their markup, allowed or revoked.
If an app is sloppy with logs or greedy on markup, you don’t file a support ticket. Revoke access. The next request fails closed.
For builders
Don’t make users recreate their setup.
You ship the app. You do not become their identity provider, billing system, and privacy settings page.
One integration
They sign in with the key
You receive a ready-to-spend user with policy attached
You set a published, capped margin
We route, meter, and settle
Configure the key once.
ZDR, logs, caps, markup, working prefs—all of it rides with the same credential. Next compatible app: no first-run, no blank slate, no privacy setup.